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Travel insurance for the United Kingdom

300k
Aussies covered
24/7
Emergency assistance
Remember:

Find the right cover for your trip

Whether you're exploring the UK's historic cities, cobbled villages or rolling hills of emerald green, all our overseas plans include medical expenses cover, your choice for trip cancellation cover and varying luggage cover limits as standard.

budget

Essentials

Just the basics.
Overseas medical expenses
$Unlimited~
Overseas emergency evacuation & repatriation
$Unlimited~
Cancellation
$3,000
(or cover chosen)#
LuggageΔ
$5,000^
Travel delay
$500^
Rental vehicle excess
COMPREHENSIVE

Explorer

The all-rounder.
Overseas medical expenses
$Unlimited~
Overseas emergency evacuation & repatriation
$Unlimited~
Cancellation
$5,000
(or cover chosen)#
LuggageΔ
$10,000^
Travel delay
$2,000^
Rental vehicle excess
$5,000
COMPREHENSIVE +

Explorer Pro

Fully loaded.
Overseas medical expenses
$Unlimited~
Overseas emergency evacuation & repatriation
$Unlimited~
Cancellation
$10,000
(or cover chosen)#
LuggageΔ
$15,000^
Travel delay
$3,000^
Rental vehicle excess
$10,000
budget
Essentials
Just the basics.
Cancellation
$1,000
(or cover chosen#
Additional expenses
$10,000^
LuggageΔ
Special events
Rental vehicle excess
COmprehensive
Explorer
The all-rounder.
Cancellation
$2,000
(or cover chosen)#
Additional expenses
$10,000^
LuggageΔ
$5,000^
Special events
$1,500^
Rental vehicle excess
$5,000
COMPREHENSIVE +
Explorer Pro
Fully loaded.
Cancellation
$3,000
(or cover chosen)#
Additional expenses
$10,000^
LuggageΔ
$10,000^
Special events
$2,000^
Rental vehicle excess
$8,000

~ Medical and dental cover will not exceed 12 months from onset of the illness or injury.
#The level of cover applies per policy.
^Limits, sub‑limits, conditions and exclusions apply.
*Liability collectively for Sections 12. Accidental Death, and 13. Disability is $25,000 on the Explorer plan, and $30,000 on the Explorer Pro plan.
ΔItem limit applies for any one item, set, or pair of items including attached and unattached accessories.

Helpful Tip:
Remember:

Customise your UK cover with Trip Extras

Build on your UK travel insurance plan by adding Trip Extras to get pay-per-day cover for activities like motorcycle riding, cruising and adventure sports, as well as increased limits for your valuable items and extra cancellation cover.

Why do I need travel insurance for the United Kingdom?

The UK is one of the most popular destinations for Australian travellers - from London and Edinburgh to road trips through the countryside. Australia's reciprocal health agreement with the UK covers some medically necessary care in National Health Service (NHS) public hospitals, and Freely can work alongside that to help with medical repatriation, trip cancellation, lost luggage and more, depending on your plan and circumstances. Full terms and conditions are set out in the PDS.

Here are some helpful tips to consider ...

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Why choose freely

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Only pay for the extra cover you need on the days you actually need it.

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Update your policy on your trip so you can embrace travel spontaneity.

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Get 24/7 access to our medical and emergency specialists.

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Giving back to people, places and the planet

UK travel insurance FAQs

Can I buy or extend my Freely policy while already in the United Kingdom?
What does Freely cover in the United Kingdom?
Does Australia have a reciprocal health agreement with the United Kingdom?
What activities in the United Kingdom need additional cover (Trip Extras)?
What happens if my trip to the United Kingdom is cancelled or disrupted?
What should I do if I have a medical emergency in the United Kingdom?