Seeking barrels in Bali, pits in Polynesia or long rides in Sri Lanka? Whatever your destination, our plans include a number of benefits for travellers who love to surf.
If you get injured while surfing overseas, we may provide cover for unexpected medical and hospital expenses. Cover will not exceed 12 months from onset of illness or condition.
If your surfboard gets lost, stolen or damaged in transit due to the fault of your transport provider, we may reimburse you for your surfboard or for repairing it (please note that we don’t offer cover for surfboards while they’re in use).
If necessary, we'll help with emergency evacuation or repatriation to bring you home. Only applies to our overseas plans.
Surfing is automatically included in our overseas plans - along with medical expenses cover, your choice for trip cancellation cover and varying luggage cover limits as standard.
~ Medical and dental cover will not exceed 12 months from onset of the illness or injury.
#The level of cover applies per policy.
^Limits, sub‑limits, conditions and exclusions apply.
*Liability collectively for Sections 12. Accidental Death, and 13. Disability is $25,000 on the Explorer plan, and $30,000 on the Explorer Pro plan.
ΔItem limit applies for any one item, set, or pair of items including attached and unattached accessories.
Trip Extras let you build on your base policy, before you go or while you're away. Whether you want increased limits for your valuable items, extra cancellation cover, or pay-per-day cover for activities like skiing, motorcycle riding or cruising - just add what you need.
The Australian government’s Smartraveller website advises taking out a travel insurance policy “regardless of who you are, where you're going and what you're doing”.
Surfing can be fairly risky (no one loves a reef cut) and medical assistance tends to be the highest unexpected cost that Australians face when they’re overseas – let alone the cost of evacuations and repatriations.
Our overseas plans include cover for medical and hospital expenses incurred from surfing injuries overseas (cover will not exceed 12 months from onset of illness or condition) .
Plus, we offer 24-hour access to a team of medical and emergency specialists, who can help out during a medical emergency overseas.
Research the surf spot you’re headed to and understand the local conditions, such as tides, currents and potential hazards, including the location of rocks and reef.
Regularly check weather forecasts to avoid dangerous conditions and surf with a buddy. Make yourself aware of what medical facilities are closest to where you’re paddling out and consider taking out travel insurance so that if anything goes wrong, you can access emergency support. If you're heading overseas, we can help with that.
Here are some helpful tips to consider ...
Carefully go through the policy's Product Disclosure Statement (PDS) to grasp the details of your coverage. If you have any questions, don't hesitate to reach out to our customer support team – we're here to help.
If you’re heading overseas, you might want to consider getting travel insurance that includes medical cover in case you get sick or injured. You may want to consider a policy that also includes access to medical and emergency assistance for when you’re overseas.
Surfers travelling with surfboards and surf equipment might want to consider a policy that includes cover for those items as a benefit. Freely’s Explorer Plan offers cover for surfboards, but not for while they’re in use.
Only pay for the extra cover you need on the days you actually need it.
Update your policy on your trip so you can embrace travel spontaneity.
Get 24/7 access to our medical and emergency specialists.
