What better way to enjoy nature than to climb all over it? If you plan on outdoor rock climbing, you'll need to add our Adventure Activities Boost to be covered. (If you’re abseiling, you’re automatically covered in our Explorer Plan.)
Rock climbing covered when Adventure Activities Boost added at an additional cost to the base policy.
Whether you’re planning to climb the towering cliffs in Thailand’s Tonsai or the limestone of Greece’s Kalymnos, you should consider adding our Adventure Activities Boost to your Explorer Plan (at an additional cost) before you hit the crags. Here's a round up of our benefits that may come in handy.
With our Adventure Activities Boost, we may reimburse you for medical bills incurred from your participation in rock climbing of heights less than 2,000m above sea level.
Only applies to Overseas Explorer Plan.
Our Adventure Activities Boost provides cover for rock climbing up to 2,000m for bolted routes and using ropes and/or guides.
When you add our Adventure Activities Boost, you get cover for several adventure activities in real-time!
If you’re just abseiling and not outdoor rock climbing, you don’t need to add our Adventure Activities Boost; medical cover for abseiling is included in our Overseas Explorer Plan.
We've made buying travel insurance easier by bundling medical, trip and belongings cover in our single Explorer Plan. Get a quote and buy your policy in minutes.
If you need additional coverage for your trip or favourite gadgets, you can build upon the Explorer Plan by adding any of our Trip Extras.
Last-minute ski trip? Need a rental vehicle or motorcycle for the day? Embrace spontaneity and toggle on additional activity coverage for the days you need it.
We've simplified travel insurance with our bundled Explorer Plan that you can build upon with extra coverage. This way, you only pay for the coverage you need on the days you actually need it.
We provide coverage for overseas medical expenses, including hospital expenses for approvable claims. If things go really wrong, we can help with emergency repatriation or evacuation to bring you home.
Only applies to Overseas Explorer Plan
If you need to amend, delay or cancel your trip, we can help smooth out bumps in your travel plans. You can even increase your cancellation coverage in increments of $1,000 by paying additional premiums.
When things go wrong overseas, travel insurance can be the unexpected hero of your trip. Freely's Overseas Explorer Plan offers coverage for medical and dental, emergency evacuation and repatriation, trip cancellation and amendment, and lost and delayed luggage.
If you suffer an injury caused solely and directly by violent, accidental, visible and external means (as opposed to being caused by sickness or disease) that results in your death, we will pay your estate the amount (provided your death occurs within one year of the accident).
If you suffer an injury caused solely and directly by violent, accidental, visible and external means (as opposed to being caused by sickness or disease) that results in your permanent total loss of sight in one or both eyes or the loss of use of one or more limbs, we will pay you the amount shown in the Plan purchased (provided the loss occurs within one year of the accident).
If you become sick or injured while on your trip, we may provide cover for unexpected medical and hospital expenses.
If you need to pay for unexpected dental treatment during your trip, we may provide cover for emergency overseas dental expenses.
If you become sick or injured while on your trip and need emergency repatriation, we may provide cover for that.
Some existing medical conditions are automatically covered by our Explorer Plan (subject to the criteria outlined in the PDS). If your existing medical condition falls outside the criteria or isn’t on the list, we may still be able to provide cover for your condition subject to the outcome of a short medical assessment, an additional premium may apply.
If you become sick or injured while on your trip and need emergency evacuation, we may provide cover for that.
If you suffer an injury caused solely and directly by violent, accidental, visible and external means (as opposed to being caused by sickness or disease) that results in your death, if approved, we will pay your estate the amount (provided your death occurs within one year of the accident).
If you suffer an injury caused solely and directly by violent, accidental, visible and external means (as opposed to being caused by sickness or disease) that results in your permanent total loss of sight in one or both eyes or the loss of use of one or more limbs, if approved, we will pay you the amount shown in the Plan purchased (provided the loss occurs within one year of the accident).
If you need to unexpectedly amend or cancel your trip for a covered reason, we can reimburse you for the costs of your prepaid, non-refundable travel arrangements.
If you encounter unexpected accommodation and/or transport costs during your travels because of a covered event, we may provide cover for the additional expenses you incur.
If your pre-booked, prepaid transport is temporarily delayed during the journey for at least 6 hours due to an unforeseeable circumstance outside your control (including a cyber incident), we may provide cover for the related expenses you incur up to $2,000.
If you need to return to Australia while you're on your trip because of the sudden serious injury, sickness, disease, or death of your relative or business partner, we may provide cover for the cost of resuming the journey up to $2,000.
If, due to an unforeseeable circumstance outside your control, your journey would otherwise be delayed – resulting in you being unable to arrive in time to attend a wedding, funeral, 25th or 50th wedding anniversary, or a prepaid conference, music festival or sporting event that cannot be delayed due to your late arrival – we may pay for the reasonable additional cost of using alternative public transport to arrive at your destination on time.
If you become unintentionally legally liable to pay compensation for damage caused to someone, we may provide coverage of up to $3,000,000. Limits, sub-limits, conditions and exclusions apply.
If your luggage or travel documents are lost, stolen, or damaged on your trip, we can reimburse you for your items or for repairing your items. The limit per item is $750.
If your luggage is delayed by a transport provider for more than 12 hours during your trip, we can reimburse you for the costs of several personal items purchased.
We may pay you for the cost of replacing travel documents and credit cards lost or stolen on the journey. We may also pay for your legal liability arising from their illegal use. You must, however, comply with all the conditions of the issue of the document prior to and after the loss or theft.
If your cash, bank or currency notes, postal or money orders are accidentally lost or stolen on your trip, we can reimburse you for the cost of the loss.
It's easy to assume that travel insurance is only necessary for overseas holidays – but travelling domestically within Australia's borders carries many of the same risks! Freely offers coverage for all domestic travel: from the bustling hubs of Sydney and Melbourne to more regional, nature-based destinations such as Tasmania and the Gold Coast.
If you suffer an injury caused solely and directly by violent, accidental, visible and external means (as opposed to being caused by sickness or disease) that results in your death, we will pay your estate the amount (provided your death occurs within one year of the accident).
If you suffer an injury caused solely and directly by violent, accidental, visible and external means (as opposed to being caused by sickness or disease) that results in your permanent total loss of sight in one or both eyes or the loss of use of one or more limbs, we will pay you the amount shown in the Plan purchased (provided the loss occurs within one year of the accident).
If you need to unexpectedly amend or cancel your trip for a covered reason, we can reimburse you for the costs of your prepaid, non-refundable travel arrangements.
If you encounter unexpected accommodation and/or transport costs during your travels because of a covered event, we can provide cover for the additional expenses you incur.
If your pre-booked, prepaid transport is temporarily delayed during the journey for at least 6 hours due to an unforeseeable circumstance outside your control (including a cyber incident), we can provide cover for the related expenses you incur up to $2,000.
If you need to return to Australia while you're on your trip because of the sudden serious injury, sickness, disease, or death of your relative or business partner, we can provide cover for the cost of resuming the journey up to $2,000.
If, due to an unforseeable circumstance outside your control, your journey would otherwise be delayed – resulting in you being unable to arrive in time to attend a wedding, funeral, 25th or 50th wedding anniversary, or a prepaid conference, music festival or sporting event that cannot be delayed due to your late arrival – we will pay for the reasonable additional cost of using alternative public transport to arrive at your destination on time.
If you become unintentionally legally liable to pay compensation for damage caused to someone else's property or for the injury or death of someone, we may provide coverage of up to $200,000.
If your luggage or travel documents are lost, stolen, or damaged on your trip, we can reimburse you for the cost of replacing or repairing your items. The limit per item is $750.
If your luggage is delayed by a transport provider for more than 12 hours during your trip, we can reimburse you for the costs of several personal items purchased.
If your cash, bank or currency notes, postal or money orders are accidentally lost or stolen on your trip, we can reimburse you for the cost of the loss.
Build on your Explorer Plan by adding Trip Extras to get greater protection for your personal belongings, and enhanced delay and cancellation coverage. You can also toggle on Daily Boosts to get coverage for certain activities, from motorbike riding to adventure sports – and toggle them off when your plans change!
Rock climbing overseas is exhilarating and often beautiful – and participating in the sport can be a lovely way to meet like-minded outdoorsy folk if you join a community or go to a popular climbing spot.
Some stunning locations around the world include Yangshuo in China – where you can climb hundreds of bolted routes along the Li River; the lower parts of the Dolomites in Italy – which offers multi-pitch trad routes as well as Via Ferratas; Emgwenya in South Africa’s Mpumalanga province, where climbers can enjoy quartzite cliffs and a diverse range of routes; and El Chorro in Spain’s Andalusia with its limestone cliffs and deep gorges.
With Freely’s Adventure Activities Boost added to your policy, you can enjoy cover for rock climbing (at less than 2,000 metres above sea level), as well as 24-hour access to medical and emergency assistance. This includes climbing with ropes, guides and/or on bolted routes.
Outdoor rock climbing comes with risks. From unpredictable weather conditions to equipment failure and human error, the potential hazards are ever present – and one wrong move or lapse in judgment can potentially lead to serious injury or worse.
While buying travel insurance is a personal decision based on what’s right for you, rock climbing overseas without it may lead to a costly medical bill if something goes wrong.
With outdoor rock climbing, good preparation is essential, including proper training, checking and rechecking equipment, considered route planning, good communication and – for some travellers – a travel insurance policy that includes cover for the activity.
Freely’s Adventure Activities Boost offers cover for travellers who are rock climbing overseas (up to 2,000 metres above sea level with ropes and/or guides, or bolted). To be covered, travellers must add this Boost to their policy at an additional cost for all the days they’re climbing.
If you’re heading overseas to rock climb, given the inherent risks of the sport and the often hard-to-access locations involved, it might be a rock solid (see what we did there?) idea to consider getting travel insurance that covers the activity.
Freely’s Adventure Activities Boost covers outdoor rock climbing with ropes, guides and on bolted routes (up to heights of 2,000 metres above sea level).
With our Adventure Activities Boost, you can enjoy $Unlimited~ medical and emergency dental (~medical and dental cover will not exceed 12 months from onset of the illness or injury), evacuation and repatriation arising from outdoor rock climbing (up to heights of 2,000 metres above sea level), as well as 24-hour access to our medical and emergency team.
To be covered, travellers must add our Adventure Activities Boost to their policy at an additional cost for all the days they’re climbing. Our Explorer Plan does not automatically cover outdoor rock climbing alone.
Travellers can add our Adventure Activities Boost to their policy when making a purchase – or in real time while they’re away, using the Freely app. Our pay-per-day Daily Boosts mean you only pay for the cover you need on the days you need it.
For more detail, be sure to read our PDS.
Here are some helpful tips to consider ...
Before each climb, perform thorough equipment checks of your harnesses, ropes and carabiners. Double-check all your knots and fittings to ensure they're secure. It’s also a good idea to wear a helmet to protect your noggin against falling debris and rocks.
We all know communication is key and this is especially true when it comes ensuring a safe and enjoyable experience rock climbing outdoors. Collaborate with your climbing partner on the commands you’ll use when you're ready to ascend, rest, adjust your position or be belayed down. Maintain constant communication about potential hazards and any concerns you have during the climb.
Proper climbing technique is crucial for efficiency and safety. Pay attention to footwork, body positioning and handholds. Keep your body close to the wall to maximise friction and your stability. Learning efficient movement patterns will help you tackle routes more effectively and reduce the risk of fatigue and injury.
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