People rowing wooden boats on clear turquoise lake surrounded by forested mountains under blue sky.

Get 15% off freely travel insurance

4.8
App store rating
300k
Aussies covered
24/7
Emergency assistance

T&Cs apply. Activities like motorcycle riding, snow sports and cruising require adding a Trip Extra to your policy for an additional cost. Please read the PDS for all the terms of the cover. Discount applies to new Freely travel insurance policies quoted and paid for between 00:00 AEST on 25/05/26 and 23:59 AEST on 28/08/26. Not available with any other offer. The discount applies to the total premium paid, inclusive of any variations or amendments to cover and is applied before taxes. Limits, sub-limits, conditions and exclusions apply. Any advice is general advice only. Issued by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Consider the Combined FSG/PDS and the TMD before deciding if the product is right for you.

THREE OPTIONS

Pick a plan that fits your trip

Keep it simple or go all out with our flexible travel insurance plans. Only pay for the extra cover options (Trip Extras) on the days you need it, enjoy 24/7 emergency assistance, live chat support and easy-to-submit claims. Plus, all our plans include cover for 75+ adventure activities automatically.

Overseas
Domestic
budget

Essentials

Just the basics.
Overseas medical expenses
$Unlimited~
Overseas emergency evacuation & repatriation
$Unlimited~
Cancellation
$3,000
(or cover chosen)#
LuggageΔ
$5,000^
Travel delay
$500^
Rental vehicle excess
COMPREHENSIVE

Explorer

The all-rounder.
Overseas medical expenses
$Unlimited~
Overseas emergency evacuation & repatriation
$Unlimited~
Cancellation
$5,000
(or cover chosen)#
LuggageΔ
$10,000^
Travel delay
$2,000^
Rental vehicle excess
$5,000
COMPREHENSIVE +

Explorer Pro

Fully loaded.
Overseas medical expenses
$Unlimited~
Overseas emergency evacuation & repatriation
$Unlimited~
Cancellation
$10,000
(or cover chosen)#
LuggageΔ
$15,000^
Travel delay
$3,000^
Rental vehicle excess
$10,000
budget
Essentials
Just the basics.
Cancellation
$1,000
(or cover chosen#
Additional expenses
$10,000^
LuggageΔ
Special events
Rental vehicle excess
COmprehensive
Explorer
The all-rounder.
Cancellation
$2,000
(or cover chosen)#
Additional expenses
$10,000^
LuggageΔ
$5,000^
Special events
$1,500^
Rental vehicle excess
$5,000
COMPREHENSIVE +
Explorer Pro
Fully loaded.
Cancellation
$3,000
(or cover chosen)#
Additional expenses
$10,000^
LuggageΔ
$10,000^
Special events
$2,000^
Rental vehicle excess
$8,000

~ Medical and dental cover will not exceed 12 months from onset of the illness or injury.
#The level of cover applies per policy.
^Limits, sub‑limits, conditions and exclusions apply.
*Liability collectively for Sections 12. Accidental Death, and 13. Disability is $25,000 on the Explorer plan, and $30,000 on the Explorer Pro plan.
ΔItem limit applies for any one item, set, or pair of items including attached and unattached accessories.

Bloomberg logoFinder.com.au logoThe Times logoForbes logoWe Are Explorers logo
Bloomberg logoFinder.com.au logoThe Times logoForbes logoWe Are Explorers logo

Here’s what our travellers have to say about us

Freely are legitimate and trustworthy… they honoured the policy and paid us when we had a huge dilemma after a flight cancellation turned into a five‑day drama.

Cherrybasket
App store review, Aug 2025

Great value for what is included. Love the option of adding on while I'm away.

Christine P.
App store review, Mar 2026

I always take out this insurance. It's affordable and flexible. The chat has always been prompt and helpful

Kjhd3976
App store review, Jan 2026

Very easy, no fuss process. Very happy.

Greg J.
App store review, Nov 2025

Great prices have used them 3 times.

Karen L.
App store review, Nov 2025

I want to thank the lovely people who were so patient and helpful with helping me set up our travel insurance through the app. Thank you so much.

Marion A.
App store review, Feb 2026

So easy & a great price!

Tracey O.
App store review, Jan 2026
THREE SIMPLE STEPS

How freely works

Three hikers with backpacks on a rock ledge framed by a large natural stone arch overlooking a vast landscape under a partly cloudy sky.
Step

Choose your plan

All our overseas plans include medical expenses cover, your choice for trip cancellation cover and varying luggage cover limits as standard. Plus, extra benefits such as travel delay, delayed luggage and more, subject to the plan chosen. From there, you’re in control. Get a quote and buy your policy in minutes.
Step

Add Trip Extras

Decided to ski for the day? Hopping on a last-minute cruise? Embrace travel spontaneity and toggle on additional activity coverage for your trip or just the days you need it.
Person in a red beanie and green jacket adjusting a camera on a tripod with misty mountains in the background.
Person sitting on the edge of a rooftop tent mounted on a car, holding a walkie-talkie at sunrise with mountains and lake in the background.
Step

Download the freely app

Enjoy our safety and support features, including location-targeted alerts, live chat and 24/7 access to medical and emergency specialists. You can make claims and buy future policies all from your phone.

$1.4 million back to the planet. And counting.

NOT YOUR AVERAGE INSURER

We do things differently

Travel looks different for everyone - so why does most travel insurance treat you the same? Manage your policy from the Freely app, add Trip Extras on the days you need them and get flexible cover built around you.

The old way
The Freely way
Cover that wasn't built with your trip in mind
Flexible travel insurance you can tailor to your trip
Never quite sure if your activities are covered
75+ adventure activities automatically included
Policy documents buried in your inbox
Manage your policy from the Freely app
Ski, cruise or motorcycle cover charged for your whole trip
Add ski, cruise, or motorcycle cover only on the days you need it
Loyalty that rarely gets recognised
Earn rewards every time you travel with Freely
Cover with no purpose beyond your policy
Proud member of 1% for the Planet
Cover designed for the 'average' traveller
Built by Aussie travellers, for Aussie travellers

This is a general comparison only and does not reflect every insurer or policy. Consider the PDS and TMD to see if Freely is right for you.

Get flexible travel insurance and protection in minutes with freely!

App features

See app features

Get a quote

Mobile app screen showing a greeting with 'Where to next?' over ocean waves, options to get a quote, extra cover toggle with skiing image, referral program, and notification and location services settings.

Booking a trip? Get a quote in minutes with the Freely app for your next adventure.

Make a claim

Mobile screen showing a claim category selection form with options: My Stuff, My Health (selected), My Trip, and Something Else, plus a tip about submitting multiple claims and a Next button.

We know accidents can sometimes happen while you're away, so we’ve made it easier to make a claim with the Freely app.

Add Trip Extras

Mobile screen showing trip extras with an option to increase luggage item limit for $100.30 total.

For example, if you unexpectedly get the chance to go skiing, you can use our app to add a Snow Sports Trip Extra – in real time!

Safety alerts

Mobile screen showing high safety alerts for the Philippines and New Zealand with recent updates on casualties from STS Kristine and suspended flights due to demonstrations.

With a built-in SOS feature, you'll receive geo-specific safety alerts in near-real time.

Emergency assistance

Mobile app Help screen showing chat support hours, 24/7 emergency, telehealth, and travel assistance options, with push notifications enabled for safety alerts.

Get in-app support while you're on your trip with 24/7 access to our medical and emergency specialists.

Chat support

Chat screen asking if asthma is covered as an existing medical condition, with a response from Anastacia stating she will get a Medical Specialist to help.

Got questions? Get help by speaking with our support team via live chat everyday 7am–7pm (AEST/AEDT).

Telehealth

Telehealth access information with instructions on when to call the medical team and support options, including a phone number.

Coming down with something? Ran out of medication? Access 24/7 telehealth, with e-script capabilities in over 70 countries and across dozens of languages.

Only applies to overseas plans.

Still got questions?

Answers to some of the most common travel insurance queries we get are outlined below, but if you're still scratching your head over something, jump across to our FAQs page and see if it's been answered.

Why do I need travel insurance?
How do I get a quote on your website?
How do I get a quote on the Freely app?
Can I still use Freely without downloading your app?
I'm already travelling and forgot to buy insurance. Can I buy it now?
Is there a cooling-off period in case I change my mind?
Do you cover existing medical conditions?