Skydiving covered when Adventure Activities Trip Extra added at an additional cost to the base policy.
If pushing the limits (or jumping out of planes) is your idea of a great holiday, you might want to consider getting covered. Our Adventure Activities Trip Extra can be added to your plan (at an additional cost) to cover a range of activities that are not otherwise automatically included.
Our Adventure Activities Trip Extra provides cover for skydiving and parachuting. (Please note that we do not cover BASE jumping.)
Our Adventure Activities Trip Extra provides cover for scuba diving if the maximum depth if between 30m and 50m below the surface, either with an accredited dive marshal, instructor or guide; or, if qualified, are diving within the guidelines of the relevant* diving or training agency and not diving alone.
Our Adventure Activities Trip Extra provides cover for treks that take two days or more to complete at heights of 3,000–6,000m above sea level (and that don’t require specialist equipment).
If you’re a qualified scuba diver, our Adventure Activities Trip Extra will only provide cover if you’re diving within the guidelines of the relevant diving or training agency or organisation and not diving alone.
*BSAC Sports Diver – 35 metres, BSAC Dive Leader – 50 metres, PADI Advanced Open Water – 30 metres, PADI Dive Master – 40 metres, PADI Deep Dive Speciality – 40 metres, SSI Advanced Open Water – 30 metres, SSAC Sports Diver – 35 metres or SSAC Master Diver – 50 metres.
All our overseas plans include medical expenses cover, your choice for trip cancellation cover and varying luggage cover limits as standard. Add the Adventure Activities Trip Extra for higher-risk activities not automatically included.
~ Medical and dental cover will not exceed 12 months from onset of the illness or injury.
#The level of cover applies per policy.
^Limits, sub‑limits, conditions and exclusions apply.
*Liability collectively for Sections 12. Accidental Death, and 13. Disability is $25,000 on the Explorer plan, and $30,000 on the Explorer Pro plan.
ΔItem limit applies for any one item, set, or pair of items including attached and unattached accessories.
Trip Extras let you build on your base policy, before you go or while you're away. Whether you want increased limits for your valuable items, extra cancellation cover, or pay-per-day cover for activities like skiing, motorcycle riding or cruising - just add what you need.
When looking for a travel insurance provider for adventure activities overseas, it’s a good idea to check which activities are covered automatically by the base policy and which activities require travellers to purchase extra cover.
Typically, higher-risk activities – such as skydiving, outdoor rock climbing and multi-day trekking at altitude – will carry a premium.
With Freely, you can get cover for a range of higher-risk activities by adding our Adventure Activities Trip Extra to your base policy at an additional cost, including sky diving, parachuting, trekking (that doesn’t require specialist equipment) at heights of 3,000–6,000 metres above sea level and outdoor rock climbing (with ropes, guided and/or bolted routes).
You can add our Adventure Activities Trip Extra to your policy in real time, meaning as soon as you pay, you’re covered for the days you selected.
If you’re planning to go skiing or snowboarding, add our Snow Sports Trip Extra to your base policy in order to be covered. If you’re keen to hire a motorcycle or moped while away, add our Motorcycle & Moped Riding Trip Extra to your policy to be covered.
For more detail, be sure to read the PDS.
When you’ve added our Adventure Activities Trip Extra to your plan (at an additional cost) for all the days you’re completing the activity, you’ll get cover for these activities and more:
• Closed circuit triathlon up to a 1.5 kilometre swim, 40 kilometre bike and 10 kilometre run
• Outdoor rock climbing (with ropes and/or guides, or bolted) less than 2,000 metres above sea level
• Scuba diving if the maximum depth is between 30 metres and 50 metres below the surface provided you are: diving under the direction of an accredited dive marshal, instructor or guide; or, if qualified, diving within the guidelines of the relevant* diving or training agency or organisation and not diving alone.
*BSAC Sports Diver – 35 metres, BSAC Dive Leader – 50 metres, PADI Advanced Open Water – 30 metres, PADI Dive Master – 40 metres, PADI Deep Dive Speciality – 40 metres, SSI Advanced Open Water – 30 metres, SSAC Sports Diver – 35 metres or SSAC Master Diver – 50 metres.
• Parachuting or Skydiving (not including BASE jumping)
• Trekking (that doesn’t require specialist climbing equipment) that reaches an altitude between 3,000 and 6,000 metres above sea level, if the trek takes more than 2 days to complete
• Trekking the Kokoda Track
Please note that we will not pay claims involving your participation in any activity in a professional capacity.
Over 75 activities are automatically covered by our Essentials, Explorer and Explorer Pro plans. Here's a snapshot:
• Abseiling, Jet skiing, archery, kayaking, ballooning, paragliding
• Bungy jumping, parasailing, flying fox, snorkelling, horse riding
• White water rafting, jet boating, banana boating, surfing, sail boarding
• Safari (organised tours), off road or 4WD driving (organised tour)
• Mountain biking (not BMX racing), working holidays, scuba diving (up to 30m) if diving with a diving school or qualified instructor
Please refer to the PDS for the full details of the coverage we provide. Please note that we will not pay claims involving your participation in any activity in a professional capacity.
Here are some helpful tips to consider ...
Always book your activities with a reputable activity provider with a strong safety track record. Look for certifications, reviews and adherence to international safety standards. Don’t hesitate to ask questions about the equipment, guides and safety measures before committing.
Before diving into any adventure, assess your fitness level and experience. Engage in activities that align with your skills and capabilities to ensure you’re not taking on more than you can handle.
If you’re feeling unwell, consider skipping or postponing an adventure activity. Pushing yourself while sick can increase the risk of injury or accidents. Prioritise your health and give yourself time to recover so you can enjoy your holiday to the fullest when you’re feeling better.
Only pay for the extra cover you need on the days you actually need it.
Update your policy on your trip so you can embrace travel spontaneity.
Get 24/7 access to our medical and emergency specialists.
