The world is a beautiful place and women should be able to explore it with as much confidence as possible. Here are some Freely features that may offer an extra layer of protection.
If you get sick or injure yourself overseas, you may be able to claim unlimited medical expenses incurred overseas. Cover will not exceed 12 months from onset of illness or condition.
If necessary, we'll help with emergency evacuation or repatriation to bring you home. Only applies to our overseas plans.
With Freely, you'll get 24/7 access to medical and emergency specialists, telehealth and geo-specific safety alerts designed to keep you safe.
Freely's overseas plans include medical expenses cover, your choice for trip cancellation cover and varying luggage cover limits as standard - with access to 24/7 emergency assistance
~ Medical and dental cover will not exceed 12 months from onset of the illness or injury.
#The level of cover applies per policy.
^Limits, sub‑limits, conditions and exclusions apply.
*Liability collectively for Sections 12. Accidental Death, and 13. Disability is $25,000 on the Explorer plan, and $30,000 on the Explorer Pro plan.
ΔItem limit applies for any one item, set, or pair of items including attached and unattached accessories.
Build on your women's travel insurance plan by adding Trip Extras to get pay-per-day cover for activities like motorcycle riding, skiing and adventure sports, as well as increased limits for your valuable items and extra cancellation cover.
Travelling is usually more safe for women than people perceive it to be, and there is increased visibility of solo women travellers en masse – with a wealth of information and resources available. That said, women travellers certainly still face increased risks around the world due to the continued existence of discrimination and gender-based violence – so it's a good idea to research your destination and itinerary before you head off.
Some countries are doing a better job than others when it comes to legislating for women’s safety and enshrining women’s rights in the law. Lots of destinations still have laws that discriminate against women – or have a lack of laws that offer women protection – and this can extend to travellers. In other countries, there are rules around what women can and cannot wear in public. Before you go anywhere, it's a good idea to research the local laws and customs of the destination/s you are travelling to.
While we aim to provide comprehensive coverage, it's important to be aware of some exceptions in your travel insurance. Please read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) that applies to your chosen type of policy. And if you have questions, get in touch with us.
• Illegal activities: Our coverage does not extend to any illegal activities.
• Coverage may not apply if you exceed the specified limits for alcohol. Our policies do not provide any cover for claims which in any way relate to the ingestion of any non-prescription drug or substance.
• Non-emergency treatment: Remember, our insurance is designed for travel emergencies; it doesn't cover non-urgent treatments that can wait until you return home.
• Ongoing treatment at home: Ongoing medical treatment in your home country is typically not covered.
• Unattended belongings: Personal belongings left unattended in public areas, such as beaches, may not be covered.
• Reporting incidents: To avoid claim denial, be sure to report theft or loss within 24 hours to the appropriate authority.
Please also note that our domestic policies do not cover medical expenses incurred during your trip.
In some countries, there are rules and customs around how women should behave in public and where they can and cannot go by themselves. We recommend that you research your destination’s laws before you get there.
In some countries and cultures, there may be more strict expectations or even laws on women’s dress than you are used to back home. Do your research, and respect local laws and customs even if you strongly disagree with them.
Even though we’re big advocates of public and shared transport when it comes to the environment, in certain places and at certain times, women face increased risk of being harassed, groped and assaulted. If you’re in doubt, arrange private transport through a reputable party where possible.
Only pay for the extra cover you need on the days you actually need it.
Update your policy on your trip so you can embrace travel spontaneity.
Get 24/7 access to our medical and emergency specialists.
