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Freely's Snow Sports Boost offers benefits that may lend a hand when you go skiing, snowboarding or snowmobiling 🏂
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Rise and shine, mountain shredder! Your trip is booked and soon you’ll be waking up in the crisp morning air with the sun peeping over the snow-capped peaks and a fresh layer of powder outside your door. It's the dream, right?
But hold up: before you go chasing those first tracks, it’s a good idea to consider taking out travel insurance to give yourself increased protection against certain risks that come with your winter mountain fantasies.
Whether you take a tumble going over a jump or your gear takes a beating, Freely’s Snow Sports Boost offers benefits that may lend a hand.
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Snow sports – including skiing, snowboarding and snowmobiling – are not automatically covered by our Explorer Plan. But we've got a Boost for that!
Our Snow Sports Boost covers a range of snow sports and activities once you've added it to your base policy at an additional cost, including downhill skiing, cross-country skiing and snowboarding – as well as snowmobiling.
If you’re planning on going off-piste, we’ll still offer cover, but only if you're not going against any warnings or local advice.
(Also be aware that our Snow Sports Boost is not for those who are participating in a professional capacity or racing.)
For anyone engaging in snow sports while overseas, there's a highly risk of injury than if you weren't (rocket science).
If you get injured while skiing, for instance, and you don't have the appropriate travel insurance, you could be up for some costly medical bills – especially if you're in a hard-to-access location. Medical bills tend to be higher for non-citizen visitors to a foreign country and, as you probably know, travellers cannot access Medicare while overseas.
What's more, let's say this injury means you have to book new accommodation so you can recover from your injury (under advice from a medical professional). Many times, without travel insurance, travellers are forced to forfeit those costs.
If we're talking worst case scenarios, an injury that's serious enough to require medical evacuation would typically leave a traveller with frighteningly large medical bills.
When travelling with adequate snow sports travel insurance – such as what Freely offers with our Snow Sports Boost – you may be reimbursed for $Unlimited~ overseas medical and emergency dental, emergency repatriation and emergency evacuation.
Plus, if you're faced with additional expenses as a result, our Snow Sports Boost may enable you to be reimbursed for those costs.
~Medical and dental cover will not exceed 12 months from onset of the illness or injury.
No, you can purchase our pay-per-day Snow Sports Boost just for the days you're on the snow – that means you only pay for the cover on the days you need it.
Let's say you're going on a ski trip in Hakuba, Japan (see the Freely guide to this awesome snow region) – but the snow conditions are unpredictable: you don't know which days are going to have the best powder worth skiing.
Once you arrive in Hakuba, you see the forecast is great for the next three days, followed by a day of average conditions.
Using the Freely app, you can simply add our Snow Sports Boost to your policy for those three days of good snow: once you've paid for Boost, you're covered (as long as you're also meeting the requirements set out in the PDS).
And rinse and repeat: you can add our Snow Sports Boost in real time, offering you day-by-day flexibility for your snow cover.
For more detail, be sure to read our PDS.
Also please note that we any claims relating to substance or drug abuse (be it over-the-counter, prescription or otherwise), including the use of non-prescription drugs or substances, are not covered by Freely.
For more detail, be sure to read our PDS.
You can add our Snow Sports Boost before your trip (when purchasing your policy) or during your trip inside the Freely app, following the steps below:
If the change was made successfully, you will receive an updated Certificate of Insurance via email to your nominated email address.
In addition to the Snow Sports Boost, you might also want to consider adding Specified Items Cover if you're taking any valuable items worth more than $750 (for any one item, set, or pair of items – including attached and unattached accessories) on your trip, such as expensive ski equipment.
Keep in mind that if you need to make a claim, you will need to have your receipts or valuations (less than 12 months old) on hand.
If things go wrong and you need to make a claim, we may pay up to the original purchase price, subject to depreciation.
Please also note that we don't cover snow equipment while it's in use.
Limits, sub-limits, conditions, and exclusions apply. For full details on exactly what’s covered by Freely travel insurance always refer to and read the Combined FSG/PDS. The information contained in this article is indicative only and provides general information regarding likely coverage under the relevant terms and conditions of a policy. All claims are assessed in accordance with your level of cover together with the terms and conditions set out in the policy of insurance. Insurance is administered by Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145, AFSL 241713) on behalf of the product issuer, Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Any advice is general advice only. Please consider your financial situation, needs and objectives, and read the Combined FSG/PDS before deciding to buy this insurance. Visit freely.me for a copy of the Target Market Determination for our products.
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