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freely Essentials Plan

Our Essentials Plan offers coverage for medical and dental emergencies, evacuation and repatriation, and accidental death and disability – as well as your belongings and the cost of your trip if it gets interrupted.

Then, if you need additional coverage for things like cancellation, trip inconvenience, snow or adventure activities, simply customize your Essential Plan by adding our Trip Extras.

Cover for your health

Accidental death$10,000

If you suffer an injury caused solely and directly by violent, accidental, visible and external means (as opposed to being caused by sickness or disease) that results in your death, we will pay your estate the amount (provided your death occurs within one year of the accident).

Disability$10,000

If you suffer an injury caused solely and directly by violent, accidental, visible and external means (as opposed to being caused by sickness or disease) that results in your permanent total loss of sight in one or both eyes or the loss of use of one or more limbs, we will pay you the amount shown in the Plan purchased (provided the loss occurs within one year of the accident).

Coverage for medical

Emergency medical expense$500,000

Emergency dental expense$1,000

Emergency evacuation & repatriation$1,000,000

AD&D$50,000

Coverage for your trip

Trip interruptionUp to 150% of trip cost

Coverage for your belongings

Lost, stolen or damaged baggage$2,500

Baggage delay$250

There’s a lot of detail to unpack in the above, so please refer to and read our Travel Insurance Policy for more information on coverage limitations and exclusions.

Need cancellation coverage, trip inconvenience and snow activity coverage? Simply add it to your Essentials Plan when getting a quote.
24/7 Emergency assistance
In-app chat support
In-app travel safety alerts
24/7 Telehealth access

Need extra coverage for your trip?

Build on your Essentials Plan by adding Trip Extras to get protection for things like trip cancellation and snow activities, and extra coverage for personal belongings.

App features

Get a quote

Booking a trip? Get a quote in minutes with the Freely app for your next adventure.

Easy-to-submit claims

We know accidents can sometimes happen while you're away, so we’ve made it easier to make a claim with the Freely app.

Add Daily Boosts

For example, if you unexpectedly get the chance to go skiing, you can use our app to add a Snow Sports Boost – in real time!

Safety alerts

With our built-in SOS feature, you'll receive geo-specific safety alerts in near real time.

Medical and emergency assistance

Get in-app support while you're on your trip with 24/7 access to telehealth and our medical and emergency specialists.

Chat support

Got questions? Get help by speaking with our support team via live chat Monday-Friday 8:00am–7:00pm CT.

Need cancellation coverage, trip inconvenience and snow activity coverage? Simply add it to your Essentials Plan when getting a quote.

Why freely?

Only pay for the extra coverage you need on the days you actually need it.

Update your policy on your trip so you can embrace travel spontaneity.

Get 24/7 support in-app with access to our medical and emergency specialists.

Giving back to people, places and the planet

Still got questions?

Answers to some of the most common queries we get are outlined below, but if you're still scratching your head over something Freely-related, jump across to our FAQs page and see if it's been answered.

Who can use Freely?
What COVID-19 stuff is covered?
How can Freely help me in an emergency?
How will my location be used?
How do I make a claim?
How do payments work?