What’s covered?
We've simplified travel insurance with our single bundled Essentials Plan that you can build upon with extra coverage. This way, you only pay for the coverage you need on the days you actually need it.
Snow skiing and snowboarding are all about the adrenaline rush, but they can be unpredictable. Add our Snow Activities Boost to your Essentials Plan to waive the snow sports exclusion and be eligible for coverage for snow activities.
Snow sports are eligible for coverage when the Snow Activities Boost is added at an additional cost to the base policy.
Dreaming of carving your way down Japan’s famous Alps, exploring the vast terrain of Canada’s Whistler Blackcomb or skiing the slopes of Aspen, Colorado? Snow sports are exhilarating, but they come with risks – making it important to consider specifically designed travel insurance.
When you add our Snow Activities Boost to your Essentials Plan, here's what you'll get:
We provide coverage for skiing, snowboarding and cross-country skiing on- and off-piste, provided you are not going against local advice or warnings.
Our Snow Activities Boost offers up to $10,000 worth of coverage for Search & Rescue provided you are not mountaineering, off-piste, or training, competing or participating as an athlete in a professional or amateur context.
We offer some accident coverage for on-piste snow skiing and snowboarding, provided you are not training, competing, or participating as an athlete in a professional or amateur context. The amount differs by state: check our Travel Insurance Policy Document for more information.
Our Snow Activities Boost does not provide coverage if you are mountaineering, doing snow sports off-piste, or training, competing or participating as an athlete in a professional or amateur context. We also do not cover extreme skiing or heli-skiing.
We've made buying travel insurance easier by bundling medical, trip, and belongings coverage in our single Essentials Plan. Get a quote in minutes.
If you need additional coverage for your trip or favorite gadgets, you can build upon the Essentials Plan by adding any of our Trip Extras when buying your policy.
Last-minute ski trip? Need a rental car for the day? Embrace spontaneity and toggle on additional activity coverage for the days you need it, using the Freely app.
We've simplified travel insurance with our single bundled Essentials Plan that you can build upon with extra coverage. This way, you only pay for the coverage you need on the days you actually need it.
We offer coverage for medical expenses you might incur, including if you are hospitalized. If things go really wrong, we can also help with emergency evacuation or repatriation.
We offer coverage for those times when your trip gets interrupted outside of your control, such as common carrier cancellations or because of certain unforeseen events that we cover.
We offer coverage for when your baggage is stolen, damaged or delayed and you have to purchase additional clothing and personal items.
Our Essentials Plan offers coverage for medical and dental emergencies, evacuation and repatriation, and accidental death and disability – as well as your belongings and the cost of your trip if it gets interrupted.
Then, if you need additional coverage for things like cancellation, trip inconvenience, snow or adventure activities, simply customize your Essential Plan by adding our Trip Extras.
If you suffer an injury caused solely and directly by violent, accidental, visible and external means (as opposed to being caused by sickness or disease) that results in your death, we will pay your estate the amount (provided your death occurs within one year of the accident).
If you suffer an injury caused solely and directly by violent, accidental, visible and external means (as opposed to being caused by sickness or disease) that results in your permanent total loss of sight in one or both eyes or the loss of use of one or more limbs, we will pay you the amount shown in the Plan purchased (provided the loss occurs within one year of the accident).
There’s a lot of detail to unpack in the above, so please refer to and read our Travel Insurance Policy for more information on coverage limitations and exclusions.
Build on your Essentials Plan by adding Trip Extras to get greater protection for your personal belongings, and enhanced delay and cancellation coverage. You can also toggle on Daily Boosts to get coverage for certain activities, from car rental to bungee jumping.
Regardless of how experienced you are, snow sports such as skiing and snowboarding carry a range of risks.
If the worst happens and you need medical assistance up the mountain, travel insurance can help get you to safety and may lend a hand when it comes to covering the cost of treatment.
Freely’s Essential Plan doesn’t automatically cover snow activities, so if you’re planning to snow ski or snowboard on your next adventure, you need to add our Snow Activities Boost (at an additional cost to the base policy).
Best of all, it can be added to your policy in real time – even while you’re away! That means you can embrace last-minute snow trips and only pay for extra cover on the days you actually need it.
Be sure to read your state’s Travel Insurance Policy Document for all terms and conditions that apply to our coverage.
Regardless of which provider you choose, the majority of travel insurance policies do not automatically cover snow sports.
Freely is no exception: our Essentials Plan alone does not cover snow skiing or snowboarding – as these high-risk activities attract a higher premium.
If you plan on doing snow activities on your next overseas holiday, it’s a good idea to consider taking out travel insurance with specific snow sports coverage (such as our Snow Activities Boost) on top of your base policy to make sure you have coverage when you’re on the mountain.
Not doing so can be risky and could leave you having to foot a hefty medical bill if you get injured.
You can add our Snow Activities Boost to your Essentials Plan before your trip or in real-time while you’re away. Simply use the Freely app to add it to your policy and pay for the days you need it.
Be sure to read your state’s Travel Insurance Policy Document for all terms and conditions that apply to our coverage.
Here are some helpful tips to consider ...
This will ensure you learn how to stop properly, which keeps you and other riders safe. It will also prevent you from accidentally adopting incorrect techniques and bad habits, which increase the risk of injury and strain and can be very tricky to unlearn later down the track.
Broken wrists are a common injury for beginner snowboarders, so put on a pair of wrist guards for at least the first few weeks of learning. If you’re riding in the terrain park or going off-piste, your risk of collision and injury is much greater simply because there are more obstacles. Given that snowboarders and skiers can clock speeds of roughly 16-32km an hour, wearing a helmet could save your life.
Late afternoon is the time when most injuries tend to happen. Not only are riders starting to get tired, but unless there’s been a fresh dump of powder, the snow can get icy and slushy from people shredding it all day: prime conditions for accidents.
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