What’s covered?
We've simplified travel insurance with our single bundled Essentials Plan that you can build upon with extra coverage. This way, you only pay for the coverage you need on the days you actually need it.
No matter where you’re road tripping, help protect your hire car against theft or damage by adding our Rental Car Damage Boost to your Essentials Plan.
Car rental damage is eligible for coverage when the Car Rental Damage Boost is added at an additional cost to the base policy.
Zipping around in a hire car allows you to travel on your own terms – but if the vehicle gets stolen or damaged, it can be devastating to have to cover the costs. Help protect yourself against certain unexpected costs by adding our Rental Car Damage Boost to your Essentials Plan.
Our Rental Car Damage Boost may offer up to $50,000 coverage for rental car damage, depending on your destination.
Our Rental Car Damage Boost offers coverage for theft or damages due to collision, vandalism. windstorm, fire, hail, or flood, or any cause beyond your control while in your possession.
We will only deduct $100 from the amount paid out to process your claim.
Car Rental Coverage is not available if traveling to the following countries: Costa Rica, Jamaica, Ireland, & Mexico.
We've made buying travel insurance easier by bundling medical, trip, and belongings coverage in our single Essentials Plan. Get a quote in minutes.
If you need additional coverage for your trip or favorite gadgets, you can build upon the Essentials Plan by adding any of our Trip Extras when buying your policy.
Last-minute ski trip? Need a rental car for the day? Embrace spontaneity and toggle on additional activity coverage for the days you need it, using the Freely app.
We've simplified travel insurance with our single bundled Essentials Plan that you can build upon with extra coverage. This way, you only pay for the coverage you need on the days you actually need it.
We offer coverage for medical expenses you might incur, including if you are hospitalized. If things go really wrong, we can also help with emergency evacuation or repatriation.
We offer coverage for those times when your trip gets interrupted outside of your control, such as common carrier cancellations or because of certain unforeseen events that we cover.
We offer coverage for when your baggage is stolen, damaged or delayed and you have to purchase additional clothing and personal items.
Our Essentials Plan offers coverage for medical and dental emergencies, evacuation and repatriation, and accidental death and disability – as well as your belongings and the cost of your trip if it gets interrupted.
Then, if you need additional coverage for things like cancellation, trip inconvenience, snow or adventure activities, simply customize your Essential Plan by adding our Trip Extras.
If you suffer an injury caused solely and directly by violent, accidental, visible and external means (as opposed to being caused by sickness or disease) that results in your death, we will pay your estate the amount (provided your death occurs within one year of the accident).
If you suffer an injury caused solely and directly by violent, accidental, visible and external means (as opposed to being caused by sickness or disease) that results in your permanent total loss of sight in one or both eyes or the loss of use of one or more limbs, we will pay you the amount shown in the Plan purchased (provided the loss occurs within one year of the accident).
There’s a lot of detail to unpack in the above, so please refer to and read our Travel Insurance Policy for more information on coverage limitations and exclusions.
Build on your Essentials Plan by adding Trip Extras to get greater protection for your personal belongings, and enhanced delay and cancellation coverage. You can also toggle on Daily Boosts to get coverage for certain activities, from car rental to bungee jumping.
By adding Freely’s Rental Car Damage Boost to your Essentials Plan, you’ll get coverage if your rental car gets stolen while in your possession.
Exclusions apply and coverage amounts may vary depending on where you live.
Be sure to read your state’s Travel Insurance Policy Document for all terms and conditions that apply to our coverage.
If the car you have rented gets stolen despite your best attempts to protect it, you need to report the loss to the appropriate local authorities and the rental company as soon as possible.
You also need to provide us with any related documentation – including your rental agreement and the police report.
Be sure to read your state’s Travel Insurance Policy Document for all terms and conditions that apply to our coverage.
Should your hire car get damaged despite your best attempts to protect it, you need to report it to the rental company as soon as possible (and the local authorities if relevant – such as if the car is vandalized).
If another known party was involved, obtain all information from them – such as their name, address, insurance details and driver's license number.
You will also need to provide us with any related documentation – including your rental agreement, the police report and a damage estimate, if relevant.
Be sure to read your state’s Travel Insurance Policy Document for all terms and conditions that apply to our coverage.
No, Freely does not offer rental car damage coverage for what we class as Exotic Vehicles: anything antique that is over 20 years old, or vehicles that have not been manufactured for 10 or more years.
We will also will not cover vehicles with an original manufacturer’s suggested retail price greater than $75,000.
Be sure to read your state’s Travel Insurance Policy Document for all terms and conditions that apply to our coverage.
No, Freely does not offer coverage for commercial vehicles – we will only insure you for damage to private passenger cars.
Be sure to read your state’s Travel Insurance Policy Document for all terms and conditions that apply to our coverage.