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Car rental damage

Be confident when you hit the road

No matter where you’re road tripping, help protect your hire car against theft or damage by adding our Rental Car Damage Boost to your Essentials Plan.

Car rental damage is eligible for coverage when the Car Rental Damage Boost is added at an additional cost to the base policy.

Remember:
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Here are some coverage highlights for rental car damage travel insurance

Zipping around in a hire car allows you to travel on your own terms – but if the vehicle gets stolen or damaged, it can be devastating to have to cover the costs. Help protect yourself against certain unexpected costs by adding our Rental Car Damage Boost to your Essentials Plan.

Up to $50,000 coverage

Our Rental Car Damage Boost may offer up to $50,000 coverage for rental car damage, depending on your destination.

Theft or damage

Our Rental Car Damage Boost offers coverage for theft or damages due to collision, vandalism. windstorm, fire, hail, or flood, or any cause beyond your control while in your possession.

$100 deductible

We will only deduct $100 from the amount paid out to process your claim.

Keep scrolling down to see the full coverage
Helpful Tip:
Remember:

Car Rental Coverage is not available if traveling to the following countries: Costa Rica, Jamaica, Ireland, & Mexico.

How freely works

Start with our Essentials Plan

We've made buying travel insurance easier by bundling medical, trip, and belongings coverage in our single Essentials Plan. Get a quote in minutes.

Add Trip Extras

If you need additional coverage for your trip or favorite gadgets, you can build upon the Essentials Plan by adding any of our Trip Extras when buying your policy.  

Turn on Daily Boosts

Last-minute ski trip? Need a rental car for the day? Embrace spontaneity and toggle on additional activity coverage for the days you need it, using the Freely app.

Need cancellation coverage, trip inconvenience and snow activity coverage? Simply add it to your Essentials Plan when getting a quote.

What’s covered?

We've simplified travel insurance with our single bundled Essentials Plan that you can build upon with extra coverage. This way, you only pay for the coverage you need on the days you actually need it.

Medical coverage

We offer coverage for medical expenses you might incur, including if you are hospitalized. If things go really wrong, we can also help with emergency evacuation or repatriation.

Trip coverage

We offer coverage for those times when your trip gets interrupted outside of your control, such as common carrier cancellations or because of certain unforeseen events that we cover.

Belongings coverage

We offer coverage for when your baggage is stolen, damaged or delayed and you have to purchase additional clothing and personal items.

Essentials Plan

Our Essentials Plan offers coverage for medical and dental emergencies, evacuation and repatriation, and accidental death and disability – as well as your belongings and the cost of your trip if it gets interrupted.

Then, if you need additional coverage for things like cancellation, trip inconvenience, snow or adventure activities, simply customize your Essential Plan by adding our Trip Extras.

Cover for your health

Accidental death$10,000

If you suffer an injury caused solely and directly by violent, accidental, visible and external means (as opposed to being caused by sickness or disease) that results in your death, we will pay your estate the amount (provided your death occurs within one year of the accident).

Disability$10,000

If you suffer an injury caused solely and directly by violent, accidental, visible and external means (as opposed to being caused by sickness or disease) that results in your permanent total loss of sight in one or both eyes or the loss of use of one or more limbs, we will pay you the amount shown in the Plan purchased (provided the loss occurs within one year of the accident).

Coverage for medical

Emergency medical expense$500,000

Emergency dental expense$1,000

Emergency evacuation & repatriation$1,000,000

AD&D$50,000

Coverage for your trip

Trip interruptionUp to 150% of trip cost

Coverage for your belongings

Lost, stolen or damaged baggage$2,500

Baggage delay$250

There’s a lot of detail to unpack in the above, so please refer to and read our Travel Insurance Policy for more information on coverage limitations and exclusions.

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Need extra coverage for your trip?

Build on your Essentials Plan by adding Trip Extras to get greater protection for your personal belongings, and enhanced delay and cancellation coverage. You can also toggle on Daily Boosts to get coverage for certain activities, from car rental to bungee jumping.

Get flexible travel insurance and protection in minutes with freely!
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Top tips for renting a car

Here are some helpful tips to consider ...

1

Document the car’s condition before you take off

When inspecting the vehicle at the rental facility to determine if there is any pre-existing damage, take time-stamped photos or videos from every angle – making sure to catch any scratches, dents or other damage.

2

Familiarize yourself with local driving laws

Many countries outside of the United States drive on the opposite side of both the road and the car, and may also have different traffic laws. Learn them before you get behind the wheel!

3

Understand the vehicle’s fuel policy

Some lenders require you to return the car with a full tank, while others charge for a pre-paid tank. Opting for the full-to-full policy is often the most cost-effective, as gas stations will usually charge lower rates for petrol than your rental car company.

Why freely?

Only pay for the extra cover you need on the days you actually need it.

Update your policy on your trip so you can embrace travel spontaneity.

Get 24/7 access to our medical and emergency specialists.

Giving back to people, places and the planet

Still got questions?

Does Freely’s Rental Car Damage Boost cover me if my car gets stolen?
What do I need to do in order to make a claim for rental car theft?
What do I need to do in order to make a claim for rental car damage?
Will I be covered if I rent a car that is antique or out of manufacture?
Will I be covered if I rent a commercial vehicle?

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